Category Archives: Financial Challenges

Equities First – Alternative Lending Has Become A Necessity

The Great Recession is said to have steepened the credit crunch as employment and demand went down, while credit losses within financial institutions surged. According to the vice-chair of US Federal Reserve (Janet Yellen), the grips of the adverse circumstances have been witnessed for some time with the progress of balancing sheet deleveraging spreading to almost every part of the economy. That caused consumers to pull away from purchases, particularly on durable commodities, to enlarge their savings. On the other hand, businesses were witnessed laying off employees and cancelling planned investments to preserve cash.

Financial institutions are said to shrink assets to get capital and enhance their opportunity of weathering the present storm. Some analysts said to understood the dynamic well as they had warned of the deleveraging paradox where firms and individuals would take essential and smart precautions to get back the economy to usual status. In that commotion, banks and other lending organizations have been witnessed making the lending rules tighter where only qualified and borrowers who meet certain set standards could secure loans. Alternative lenders have thus done their best to cover the gap that leaves many potential investors stranded and seeking for working capital. Al Christy, the founder and CEO of Equities First had confirmed the increase traction of borrowers seeking stock loans from the firm and with the hurting borrowing trend in conventional organizations, the trend is predicted to go up.

The giant in shareholding lending services, Equities First (http://www.equitiesfirst.com/team) is taking a gander in assisting small organization and individual borrowers have access of affordable and easy capital. Based in Indianapolis, US, the company is running other global offices where it has operated uncountable transactions successfully. Stock-based loans are affordable due to their small percentage that is fixed until the end of the payment time. There are other benefits attached to the product and those seeking for more information can contact the specialists or even visit their site above.

 

Equities First Provides Unique Option

One of the more significant ramifications of the recent international recession has been the increased challenge in obtaining personal loans. Getting a personal loan today is nearly impossible, and those that are able to get a personal loan will have to pay a very high expense structure. Fortunately, affordable personal loans are still available through various specialty finance firms.

One specialty finance person that has been providing personal loans to consumers for over a decade is Equities First. Equities First is an international specialty finance firm that specializes in providing phones that are secured by a stock or other liquid asset portfolio. The company has the ability to provide loans to borrow ours in North America, Europe, Africa, Asia, and Australia.

When taking out a loan from equities first you will provide the lender with a lien on your stock portfolio. If you happen to default on the loan payment, the lender will have the ability to liquidate your stock portfolio to pay off the loan balance. Since the lender has a very liquid and secure form of collateral, they are often willing to provide loans with low interest rates and be ratios.

These types of loans are ideal for borrowers in a number of different personal financial situations. Depending on how long you have owned the stock, you could save a lot of money and capitol gains taxes by taking out a loan as opposed to selling the stock. Also, if you think the stock is going to appreciate and value or the stock pays a high dividend, it likely makes far more sense to take out a loan than it does to sell the stock.

 

Stock Loans of Equities First Holdings

Equities First- US is a stock-based loans provider. It provides lending services to both commercial and individual clients. The company received a double-digit growth in 2013, with international expansion. It received 45 percent closed loans increase, which is a new record, compared to 2012 data. Since 2002, Equities First- US has grown at an average of 30 percent.

The partnership with Meridian Equity Partners, which is a global advisory and investment firm in Sydney and London mainly brought the accelerated growth. Additional offices have been opened in Hong Kong, Jakarta, Bangkok, and Singapore. Equities First- US has seen its global workforce increase by 50 percent.The growth rate of the company is still solid with 70 percent of the loans generated coming from individual investors, international parties, and businesses. The business executives of the companies use the loans as capital for business investments.

The stock-based loans give investors the opportunity to unlock their stock values through access to liquidity. Investors get attractive terms with non-recourse transactions. Despite an improving economy, alternative sources of capital like stock loans are invaluable. Equities First- US uses innovation which has significantly brought success with nearly seven hundred transactions. Stock-Based loans are becoming the best alternative to margin or traditional loans.

Equities First– US allows stock-based loans with high loan to value ratio, low-interest rates and downside protection from the volatile stock market. This has resulted in strong growth in most markets in Europe, Southeast Asia, and Australia with an incredible growth outlook. Shares are accepted as collateral from many exchanges worldwide. The effort ensures that new audiences receive the benefits of these innovative solutions.Because of the growing market needs and growth, Equities First- US has increased the size of the investment and operations management staff. The top-notch team provides excellent investment, operations management, and client service. The company has a long list of strategic partners, which includes top investment and custodian banks as well as law firms.

 

George Soros’ Support to Ukraine

George Soros is an 85 year old billionaire who has been a supporting individual of the new Ukrainian regime. As Ukraine is struggling to negotiate deals with creditors to avoid bankruptcy, George Soros has played a helping hand in the matter. As the Russian aggression and urgency of reclaiming Ukraine has taken a toll on the Ukrainian economy, the country is having difficulty with striking a deal with the International Monetary Fund for increase financial support. As of present day, the Ukrainian economy is $19 billion in foreign debt, with little hope of paying this back to other counties.

The new Ukraine is a new country that was created to succeed from the old Ukraine which was a demoralized society that was involved in much corruption. The new Ukraine has been a chance to open this society up to modernize and to create a new democracy as well a new alliance with Europe. The new alliance with the European Union will be determined strictly on Ukraine’s next step to eliminate the country’s debt. What is at stake is the risk of no other foreign country investing in Ukraine that is desperately needed to jump start the country’s destabilized economy.

In order to eliminate the debt within the country and to further improve this new found democracy, the Ukrainian government is working hard to create structural reforms which includes the elimination of corruption, reforming the judicial system, as well as boosting the agricultural system of the country. Ukrainian policy makers have now been supporting the movement of social reforms to improve the Ukrainian society.

Read more:
George Soros – Forbes

Ukraine & Europe: What Should Be Done?

As a supporter of the newly united Ukraine, George Soros has decades of experience with philanthropy. George Soros, is proud of a new strategy that he has created to help build up Ukraine to become a great country. This new strategy is know as the ‘winning strategy’ that has circulated among European authorities in international organizations. In this strategy, George Soros adamantly states that though the sanctions on Russia are strongly advised, they are not enough.

The pinpoint reason for the success of Ukraine according to George Soros Ukraine is the financial assistance that international organizations will give to Ukraine. The financial assistance provided will combine not only a large scale budgetary support, but also other incentives for investment from various companies from the private sector. Along with the introduction for social reforms, this large scale investment will attract countless foreign investors into the Ukrainian economy.

Currently the European Union is providing the new Ukraine with financial assistance. Of this annual budget, 9 percent of the amount is lent to Ukraine as a non-cash reserve. In addition to the European Union’s financial assistance, the United States proposed to provide Ukraine with 44 percent of the amount lent as a non-cash reserve. As claimed by George Soros, he predicts that the new Ukraine will expand economically and be able to implement new reforms to make the country stronger. George Soros and his full investment in this manner has proven to be beneficial to the country.

Learn more about George Soros:

https://www.project-syndicate.org/commentary/george-soros-shows-why-eu-support-for-ukraine-would-end-up-benefiting-europe?barrier=true

http://www.wsj.com/articles/ukraine-deserves-debt-relief-1439419395

Bad Debt Harming Chinese Economy

George Soros certainly is one of the greatest investors and financial experts of our time. The London school of economic graduate on project-syndicate.org has since the beginning of his career contributed immensely not only in the global financial platform but also has established multi-billion business investments across the United States. Soros began his career when he established the International Investment Fund. Through this fund which he managed, Soros successfully accumulated a good fortune. Also, George Soros is chair and founder of Soros Fund Management and the Society open foundation one of the most successfully established organizations spread in over 100 countries globally.

Being an expert in economic, financial and investment issues, George Soros has widely contributed in addressing some of the economic problems affecting the global economy. He has authored many books and articles in his attempt to address issues that are threatening to crumble the world’s top economies like the United States and China. Some the books he has authored include Tragedy of the European Union (2014). Also, he writes notable articles that appear in most of the world’s leading newspapers, journals, and magazines like the New York Times. Additionally, George Soros addressed various forums and conferences on bloomberg.com on economic, social and political issues like the Syrian situation, refugee crisis in Greece and china’s state of the economy.

Addressing an Asian society event in New York last Wednesday, George Soros indicated that the current Chinese debt is a worrying indicator for the future of the world’s second largest economy. He warns that the present state of the Chinese economy is a disturbing situation which brings back the painful memories of the American situation in 2007-2008 that led to the global economic recession. He points out the overwhelming rise of the credit debt on http://www.georgesoros.com/ standing at 2.34 trillion Yuan ($362 billion) far much above the expected 1.4 trillion Yuan according to the Bloomberg survey.

The billionaire further indicates that the Chinese economy is propelled by debts; a larger percentage of the money supplied by banks goes to settle bad debts and sustain crumbling enterprises. George Soros has in the recent past been involved in a verbal war with the Chinese government, addressing the World Economic Forum in Davos; he warned the Asian countries to prepare for tough economic times. The Chinese, however, rubbished his theory claiming he has made such predictions before.

The banking sector, for example, has borrowed surpassing their deposits. The sector is experiencing constant challenges in both the asset and liabilities. According to Soros, the situation is further worsened by Chinese banks lending to each other; this makes the economy unstable and uncertain. Andrew Colquhoun the head of Asia-Pacific Sovereigns at Fitch Ratings also confirmed Soros’s fears. He reiterated that it for the Chinese to continue borrowing when their debt is already unsustainable.

Sam Tabar is an Exceptional Financial Strategist

Sam Tabar lives in New York City and is a well-known and leading attorney and has held many high profile jobs as a capital strategist, all of which listed on LinkedIn. Sam studied at Oxford University and graduated from there with honors. He had always held a passion for the law, so enrolled at Columbia University as a law student when he left Oxford. He began to professionally practice law after he graduated from Columbia.

Skadden, Arps, Slater, Meagher & Flom a very prestigious law firm hired Sam directly after he graduated from Columbia. He was able to use his judgement and ability to think quickly, as well as his background in business law to advice clients on the formation of hedge funds while with them. He was able to structure the funds, set up agreements on investment management, advice clients on corporate compliance and provide them with information on business regulations. Sam was really good at his job; however, he began to realize what he really wanted to be involved in was finance.

Sam resigned from Skadden and joined, PMA Investment Advisors in Hong Kong. PMA Investment retained him as legal counsel for several months before giving him the position of Managing Director of Business Development. CrunchBase shows pretty clearly that this position suited Sam’s strengths and experience as he was relations director of a $2 billion hedge fund. His job entailed all the work regarding the promotion of the hedge fund as well as managing relations with the investors.

The challenges of this position were big as Sam had to monitor over 2,000 investors and personally ensure they were kept interested in the investments. He performed this well and was able to collect more than 1.2 billion more in funds. Sam stayed with PMA for about six years and then moved to Bank of America Merrill Lynch in East Asia and the Pacific Islands in 2011.

At Bank of America, Sam continued with the type of work he does best– investor relations regarding strategies for hedge funds. He was able to add 1,250 more names to his accumulated list of investors that he would be able to appeal to for capital investments.

Sam left Bank of America in 2012 and moved on to be Director of Adanac. They are an investment firm that provides funds for start-ups and buys real estate. He went from there to Senior Associate for Schulte Roth & Zabel LLP in New York.  You can find more info in Sam’s bio on About.me.

Levenson, Achieving Goals and Acquiring Wealth

Bruce Levenson springs to action after graduating from college. Bruce and his best friend start their own business in a small storage room over his father’s liquor store. Bruce Levenson on prnewswire and Ed Peskowitz begin their successful climb in the business world with their journalism degrees and business intuitiveness. UCG, United Communications Group, was a brilliant idea at the time and remains so over the years. UCG creates content, with their mission being to produce quality products, make money, and have fun while doing that. Their business is still thriving with staff working around the world presenting accurate, honest, and profound writing and reporting. While quality and accuracy is their goal and reputation, they have acquired companies, developed the companie’s strengths and provided mission-critical advice for business success. UCG is obsessed with quality in their business innovation and staying one step ahead of their competition.

Levenson recently sold the Atlanta Hawks for approximately $840 million dollars to a group of buyers headed by Anthony Ressler. The Atlanta Hawks new ownership franchise starts with uniform color and style changes. They are going through dramatic rebranding. The new uniforms will include Torch Red, Georgia Granite Gray, and Volt Green. The transfer of ownership has brought about coaching staff changes too. Hoping for a winning season in 2016. With the stress of the sale behind them, the Atlantic Hawks may exceed their 2015 season, but only time will tell.

Levenson is still active in UCG, and maybe he will elect to take on more business responsibilities than he has in the last couple of years, participating more aggressively in more of the business decisions. It must be hard for a busy executive to take a break and relax, but more time with his wife Karen and spending those open weekends enjoying life with the family and grandchildren may be something he is looking forward to enjoying.

The Levenson’s philanthropic endeavors are always on their list of things to do. Bruce and Karen Levenson have spearheaded, at the University of Maryland, a program for creating leaders in future non-profit organizations. This program is introduced to university freshmen during the orientation week and is applied to their educational studies throughout the course of students education at the university. This program encourages non-profit leadership education and teaches students the skills required to work and enable more non-profits to exist in the system. This endeavor is called the “Do Good Challenge” at Maryland University.

Bruce is very involved in sports, especially basketball as a player and observer, skier and adventure traveler. He also sits on the board of “Hoop Dreams”. The Levenson’s are very involved in their community, living in the State of Maryland, and so close to the Washington, DC Area where so much of their philanthropic organizations reside.

Bruce has always encouraged community involvement and creating better solutions that drive efficiencies to satisfaction of better products and business solutions. Whatever challenge Bruce Levenson takes on will assuredly be an another energized task with successful results.

Corporate Finance with Brian Bonar

Finance typically involves the management, study and creation of money, credit, banking, assets, liabilities and investment. Finance deals with financial systems that comprise private, public and government sectors. Financial instruments related to different assets and liabilities are also principle in finance. A critical area in finance is the time value of money that depicts that the purchasing power of an individual unit of currency can be altered with time. Assets are therefore priced according to their risk levels and anticipated rate of return.

Finance explains the manner in which people and companies create and distribute monetary resources with time, putting into consideration the risks associated with their projects.

Finance is categorized into:

· Personal finance – personal finance revolves around creating a savings plan, financing for large purchases, safeguarding against unpredictable personal events and events in the greater economy.

· Corporate finance – corporate finance deals with the types of sources of capital and the capital structure of organizations and the measures that managers undertake to boost the value of the firm to shareholders and ways of allocating financial resources.

· Public finance – public finance is associated with independent states and sub-national bodies such as counties, municipalities, etc. This majorly deals with the budgeting process, sources of revenue for the entity and issuing of debts for public work projects.

Areas of Finance

1. Investments – it is an area of finance where corporations allocate money to long-term assets that later produce more returns. In businesses, majorly large businesses, an organization invests in assets such as short-term securities that are marketable securities to long-term securities such as bonds and stocks. Both businesses and individuals invest to earn a return in the long run.

2. Corporate finance – is the area of finance that merges the activities of the company during decision making of the firm’s financial and investment decisions. It also entails budgeting, creating financial statements, managing working capital, and more. Corporate finance also includes within its breadth stock or investment management and business valuation.

3. Financial markets and institutions – the final area of finance are the financial markets and institutions. Financial markets comprise of the money and capital markets, the primary and secondary markets, the stock and bond markets among many others. Financial institutions work together with financial markets to make financial transactions. They act as intermediaries that assist in transferring funds between businesses and savers.

Brian Bonar has been a pioneer in matters related to finance and has played a significant role in the companies he has worked for. He is currently the CEO of ITEC, a company that produces and distributes imaging products for distinct market areas. He has been able to reform the infrastructure of cutthroat sales and support personnel through the acquisition of current office products resellers. He has been an influential leader in financial management in the dozen firm has worked for.